Inner Banner
You Are Here: Home>Personal Banking Services>Personal CDs and IRAs

Helping You Save for the Future

Astra Bank certificates of deposit (CDs) and Individual Retirement Accounts (IRAs) are a safe and secure way to earn a higher rate of return on your investment. Highly competitive interest rates/annual percentage yields make Astra Bank CDs and IRAs a wise investment choice.

With CD and IRA terms up to 60 months, you're bound to find the right term for your savings needs. Additionally, we offer Trade-A-Rate CD's, providing you even greater earning potential. Please check with your nearest Astra Bank location for the most current CD and IRA rates.

» Interested in seeing how your savings will grow? Visit our Financial Calculator page to see how your CD or IRA will grow over time.


  • You are guaranteed the interest in effect at the date of purchase for the certificate length. All early withdrawals of certificates are subject to a substantial penalty
  • The rate on a Trade-a-Rate certificate may be increased to a similar certificate rate one time each term over the life of the certificate.
  • We offer Traditional IRA’s, Roth IRA’s and Simplified Employee Pension Plans (SEP’s)
For more information on the Federal Deposit Insurance Corporation (FDIC) insurance available on Astra Bank deposit accounts, please click here.

Equal Housing LenderMember FDICBauer Five-Stars of Excellence Personal  •  Business  •  Agriculture  •  Electronic  •  FAQs  •  Blog  •  Employment  •  Privacy Policy