Home Loan Programs
Whether you’re purchasing a home, refinancing your existing house loan, adding landscaping or an addition to your existing home, or scouting out the perfect piece of land to build your future home, Astra Bank is here with you every step of the way.
Buying / Refinancing
Fixed Rate Mortgages
Astra Bank offers long term fixed rate loan programs. Servicing of these loans stays here at the bank so you have access to local friendly people taking your payments or assisting you with any questions.
» Be sure to check out our loan calculator to assist you with calculating possible monthly payments.
USDA Rural Development Loans
These loans offer 100% financing to qualified borrowers and have the same features as our Fixed Rate Mortgages and First Time Home Buyers Loan Programs.
Astra Bank is also a participating lender in the Kansas Housing Resources Commission's and the Federal Home Loan Bank’s first time homebuyers programs. If you have not owned a home in the last 3 years and you meet certain income guidelines, you may qualify for one of the programs.
Building a New Home
Astra Bank specializes in helping customers build their dream home. The construction loan program provides short term financing for a specified period of construction. Upon completion the bank will refinance the home for the long term with the appropriate loan program.
Home Improvement Loans
Considering remodeling your bathroom, finishing your basement, or adding a deck or landscaping? Let us help you make your house more like home. We make home improvement loans for any size project.
Home Equity Lines of Credit (HELOC)
You worked so hard for your home; now let it start working for you. The equity in your home may provide solutions to financing your child's education, medical expenses, a small business start-up and much more.