Astra Bank has an array of products that will complement your personal banking style.
- NetTeller Internet Banking
- PowerPay Online Bill Payment
- Savings Bonds
- Safe Deposit Boxes
- Overdraft Protection
Savings Bonds
Whether it’s a gift to a child, a savings plan for education or a stable plan for retirement, Savings Bonds are a secure way to plan for the future. Astra Bank is able to assist you in your purchase of Savings Bonds. Come to any of our convenient locations and let us help you today!
Safe Deposit Boxes
Astra Bank’s safe deposit boxes are perfect for those items that require additional security in their storage. Come to any of our convenient locations to see how our safe deposit boxes can give you added peace of mind.
Overdraft Protection
Sometimes you may have too little cash in your checking, but you may have cash in another Astra Bank account. To help you avoid the embarrassment and cost of an overdraft, Astra Bank is offering Overdraft Protection.
How does Overdraft Protection work?
Astra Bank can protect your account from overdrafts by using funds in another Astra Bank deposit account or credit limit on an Astra Bank credit card.
Once you have signed the contract for Overdraft Protection, if your checking account should be short of cash, Astra Bank will transfer funds from the designated account to your checking account. You should remember that Overdraft Protection would not protect your checking account from overdrafts if the designated account does not have the required funds for Overdraft Protection.
Here are the minimum transfer increments and fees associated with Overdraft Protection:
| Designated Account Type | Minimum Transfer Increment | Fee per Transfer |
| Astra Bank Credit Card | $50.00 | $10.00 |
| Astra Bank Checking, Savings or Money Market Account | $50.00 | $7.50 |
| Astra Bank Line of Credit - available only to agricultural and commercial customers | $500.00 | $8.00 |
If you would like further information regarding this exciting service, contact us or come by any of our convenient locations today!
Member FDIC | Equal Housing Lender
